I've posted a couple videos regarding the Xbox 360 and the PS3 and reasons why to choose one over the other.  I'm getting all kinds of comments over my statement:

"A good reason to choose a PS3 over an Xbox 360 is if you don't want to pay monthly fees"

To which people replied:

"You don't have to pay monthly, you can pay yearly"

Newsflash geniuses:  A yearly fee is simply a monthly fee paid up front (with a discount).  It's still a fee.  I find it disturbing that people think there's such a difference between the two that they need to point it out.  I guess that's the thinking of some people when it comes to total cost of ownership.  Yet and still, I'm still getting comments today that insist that you can pay yearly and not monthly.  It's the same thing people:  You're paying for the service, up front, or split up monthly.